Buy A Home with Confidence
Move into your dream home confidently, supported by our expert guidance every step of the way.
# WHAT YOU EXPECT
What We Have To Offer You
A Conventional Home Loan
A Conventional Home Loan is a non-government-backed mortgage favored by borrowers with good credit, offering flexible terms and the potential to cancel private mortgage insurance once equity is established.
Homeready Fannie Mortgage
The HomeReady mortgage by Fannie Mae is a flexible, affordable loan program designed to help creditworthy, low- to moderate-income borrowers with down payments as low as 3%.
High Balance Mortgage
A High Balance Mortgage caters to properties in high-cost areas, allowing borrowers to access larger loan amounts above the standard conforming loan limits while still enjoying the benefits of a conventional loan structure.
Renovation Loan For Buyers
Renovation loans for buyers provide financing for both the purchase of a home and the subsequent improvements or repairs, all in one convenient loan package.
# ABOUT US
We Are Fully Dedicated To Support You
Our commitment is unwavering: We are fully dedicated to supporting you through the entire home loan process, providing expert guidance and personalized solutions to secure your dream home.
Commitment
Support
Guidance
FAQ
What is a home loan?
A home loan, or mortgage, is a sum of money borrowed from a financial institution to purchase a house, with the property itself serving as collateral for the loan.
How do I qualify for a home loan?
Qualification for a home loan typically depends on your credit score, income stability, debt-to-income ratio, employment history, and the value of the property you intend to purchase.
What is the difference between fixed-rate and adjustable-rate mortgages?
A fixed-rate mortgage has a constant interest rate and monthly payments that never change, while an adjustable-rate mortgage (ARM) has a rate that may fluctuate, affecting your monthly payment.
Can I refinance my home loan in the future?
Yes, you can refinance your home loan to potentially lower your interest rate, reduce your monthly payments, or tap into your home's equity for large expenses.
What are the closing costs on a home loan?
Closing costs are the fees and expenses you pay to finalize your mortgage, which can include appraisal fees, title insurance, taxes, and lender fees, typically ranging from 2% to 5% of the loan amount.
OUR TEAM
Lennox Wardell
Chief Executive Officer
Eldric Valtorin
President of Finance
Lars Jakuba
Executive Vice President
Mikey Diokles
Sales Manager
Testimonials
Securing a mortgage with Horizon Haven was a breath of fresh air during the usually stressful home buying process. Their team provided clear, concise information and support from start to finish. I especially appreciated the transparency and the personalized attention they gave to my loan options. Highly recommend for anyone looking for a trustworthy home loan partner!
Zahra Caldwell
I had a phenomenal experience with Horizon Haven! As a first-time homebuyer, I was full of questions and a bit apprehensive, but their loan experts were patient, knowledgeable, and incredibly responsive. The approval process was straightforward and efficient, and I felt valued and supported every step of the way. Kudos to Horizon Haven for making my dream home a reality!
Willa Hopkins
Office: Riverside
Call 888-888-8888
Email: horizonhaven@mail.com
Site: www.Horizonhaven.com